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	<title>Comments for atomicmike</title>
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	<link>http://atomicmike.com</link>
	<description>Coffee is better than sleep.</description>
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		<title>Comment on Carpet prawn by atomicmike</title>
		<link>http://atomicmike.com/2009/06/carpet-prawn/comment-page-1#comment-81</link>
		<dc:creator>atomicmike</dc:creator>
		<pubDate>Thu, 23 Jul 2009 03:04:23 +0000</pubDate>
		<guid isPermaLink="false">http://atomicmike.com/?p=156#comment-81</guid>
		<description>It&#039;s a rental, so I didn&#039;t exactly choose the carpet. And I can assure you, it&#039;s not hiding any stains; they&#039;re all quite visible.</description>
		<content:encoded><![CDATA[<p>It&#8217;s a rental, so I didn&#8217;t exactly choose the carpet. And I can assure you, it&#8217;s not hiding any stains; they&#8217;re all quite visible.</p>
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		<title>Comment on Carpet prawn by Felix</title>
		<link>http://atomicmike.com/2009/06/carpet-prawn/comment-page-1#comment-80</link>
		<dc:creator>Felix</dc:creator>
		<pubDate>Thu, 16 Jul 2009 18:43:29 +0000</pubDate>
		<guid isPermaLink="false">http://atomicmike.com/?p=156#comment-80</guid>
		<description>Ps... only axe murderers and disco divas have red carpets in their bedrooms.

The former to hide the bloodstains, the latter to simulate optimal nightclub conditions at all times.</description>
		<content:encoded><![CDATA[<p>Ps&#8230; only axe murderers and disco divas have red carpets in their bedrooms.</p>
<p>The former to hide the bloodstains, the latter to simulate optimal nightclub conditions at all times.</p>
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		<title>Comment on Carpet prawn by Felix</title>
		<link>http://atomicmike.com/2009/06/carpet-prawn/comment-page-1#comment-79</link>
		<dc:creator>Felix</dc:creator>
		<pubDate>Thu, 16 Jul 2009 18:36:53 +0000</pubDate>
		<guid isPermaLink="false">http://atomicmike.com/?p=156#comment-79</guid>
		<description>I believe this to be a feline related artifact. It exists in the same scientific category as the headless pigeon, flailing one winged sparrow and bloodied but still screaming frog.

All are found in the middle of the night and usually either very near or in your bed.</description>
		<content:encoded><![CDATA[<p>I believe this to be a feline related artifact. It exists in the same scientific category as the headless pigeon, flailing one winged sparrow and bloodied but still screaming frog.</p>
<p>All are found in the middle of the night and usually either very near or in your bed.</p>
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		<title>Comment on Carpet prawn by atomicmike</title>
		<link>http://atomicmike.com/2009/06/carpet-prawn/comment-page-1#comment-69</link>
		<dc:creator>atomicmike</dc:creator>
		<pubDate>Sat, 13 Jun 2009 19:15:12 +0000</pubDate>
		<guid isPermaLink="false">http://atomicmike.com/?p=156#comment-69</guid>
		<description>I have no idea. But if you really want, I can sell you that one!</description>
		<content:encoded><![CDATA[<p>I have no idea. But if you really want, I can sell you that one!</p>
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		<title>Comment on Carpet prawn by Aaron</title>
		<link>http://atomicmike.com/2009/06/carpet-prawn/comment-page-1#comment-68</link>
		<dc:creator>Aaron</dc:creator>
		<pubDate>Sat, 13 Jun 2009 19:05:55 +0000</pubDate>
		<guid isPermaLink="false">http://atomicmike.com/?p=156#comment-68</guid>
		<description>What the hell? How do you get those?</description>
		<content:encoded><![CDATA[<p>What the hell? How do you get those?</p>
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		<title>Comment on An update to the updater by Aaron</title>
		<link>http://atomicmike.com/2008/11/an-update-to-the-updater/comment-page-1#comment-38</link>
		<dc:creator>Aaron</dc:creator>
		<pubDate>Sun, 30 Nov 2008 20:06:19 +0000</pubDate>
		<guid isPermaLink="false">http://atomicmike.com/?p=126#comment-38</guid>
		<description>You are a genius.</description>
		<content:encoded><![CDATA[<p>You are a genius.</p>
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		<title>Comment on Charge it by Evan</title>
		<link>http://atomicmike.com/2008/09/charge-it/comment-page-1#comment-15</link>
		<dc:creator>Evan</dc:creator>
		<pubDate>Thu, 11 Sep 2008 14:22:53 +0000</pubDate>
		<guid isPermaLink="false">http://atomicmike.com/?p=113#comment-15</guid>
		<description>I pay cash at small, family-owned businesses, and I encourage everybody I know to do the same. It&#039;s a huge pain in the ass, given that I carry cash infrequently, but I try and make a habit of it. Call it my &quot;soft spot&quot; growing up in a family that owned small businesses, and owning a small business (albeit not one that accepts credit cards) myself. 

If you&#039;ve never gotten a chance to review the fee schedules associated with accepting credit cards, as a merchant, you really should try and get your hands on one. The fees I&#039;m seeing in my father&#039;s small business for Visa and Mastercard processing approach 2.5% of the gross sale amount with a flat &quot;swiping fee&quot; (50 cents, if I remember correctly) on top of that percentage. Fees vary depending on the sale amount, whether the sale was &quot;pay at the pump&quot; versus handled by a cashier, and what type of card the Customer uses. The whole thing is designed to be as convoluted and incomprehensible as possible such that you, as the merchant, end up entering into a multi-year contract with no way to predict the effective percentage rate of the fees until after you&#039;ve been in awhile. 

The credit card system isn&#039;t &quot;evil&quot; or anything, and I don&#039;t want to do anything loopy like having a government oversight panel set fees, but I do wish that individuals would be more aware of how the system worked. Paying with cash at the local indepedent neighborhood fair trade imported organic vegan fruit smoothie bar and quality hemp-based clothing retailer ought to be as trendy as shopping there in the first place.  (*sigh*  Did I just type that?)

It amazes me that, given how much higher us credit card interchange fees are than the rest of the world, more credit card associations haven&#039;t popped up to try and undercut the big ones. I know, I know-- the &quot;network effect&quot; is in play (why own a fax machine if you&#039;re the only person who has one, etc.). I dunno-- I can&#039;t say I&#039;ve ever researched trying to start a credit card association.  *smile*  I would think that captialism, with the help of technology, would sort this mess out, eventually. (Shouldn&#039;t technology eventually wipe out the need for these parasite middle-men to anyway?  *sigh*)

I&#039;ll continue trying to milk the system for everything I can (paying 100% of balances on time, favoring &quot;reward&quot; cards, taking advantage of float, in general, etc), but the soft spot in my heart for family-owned businesses makes me loathe to use a credit card when I know I&#039;m taking a bite out of a deserved and oft too low profit margin.</description>
		<content:encoded><![CDATA[<p>I pay cash at small, family-owned businesses, and I encourage everybody I know to do the same. It&#8217;s a huge pain in the ass, given that I carry cash infrequently, but I try and make a habit of it. Call it my &quot;soft spot&quot; growing up in a family that owned small businesses, and owning a small business (albeit not one that accepts credit cards) myself. </p>
<p>If you&#8217;ve never gotten a chance to review the fee schedules associated with accepting credit cards, as a merchant, you really should try and get your hands on one. The fees I&#8217;m seeing in my father&#8217;s small business for Visa and Mastercard processing approach 2.5% of the gross sale amount with a flat &quot;swiping fee&quot; (50 cents, if I remember correctly) on top of that percentage. Fees vary depending on the sale amount, whether the sale was &quot;pay at the pump&quot; versus handled by a cashier, and what type of card the Customer uses. The whole thing is designed to be as convoluted and incomprehensible as possible such that you, as the merchant, end up entering into a multi-year contract with no way to predict the effective percentage rate of the fees until after you&#8217;ve been in awhile. </p>
<p>The credit card system isn&#8217;t &quot;evil&quot; or anything, and I don&#8217;t want to do anything loopy like having a government oversight panel set fees, but I do wish that individuals would be more aware of how the system worked. Paying with cash at the local indepedent neighborhood fair trade imported organic vegan fruit smoothie bar and quality hemp-based clothing retailer ought to be as trendy as shopping there in the first place.  (*sigh*  Did I just type that?)</p>
<p>It amazes me that, given how much higher us credit card interchange fees are than the rest of the world, more credit card associations haven&#8217;t popped up to try and undercut the big ones. I know, I know&#8211; the &quot;network effect&quot; is in play (why own a fax machine if you&#8217;re the only person who has one, etc.). I dunno&#8211; I can&#8217;t say I&#8217;ve ever researched trying to start a credit card association.  *smile*  I would think that captialism, with the help of technology, would sort this mess out, eventually. (Shouldn&#8217;t technology eventually wipe out the need for these parasite middle-men to anyway?  *sigh*)</p>
<p>I&#8217;ll continue trying to milk the system for everything I can (paying 100% of balances on time, favoring &quot;reward&quot; cards, taking advantage of float, in general, etc), but the soft spot in my heart for family-owned businesses makes me loathe to use a credit card when I know I&#8217;m taking a bite out of a deserved and oft too low profit margin.</p>
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	<item>
		<title>Comment on Charge it by Justin Kohnen</title>
		<link>http://atomicmike.com/2008/09/charge-it/comment-page-1#comment-14</link>
		<dc:creator>Justin Kohnen</dc:creator>
		<pubDate>Thu, 11 Sep 2008 11:25:00 +0000</pubDate>
		<guid isPermaLink="false">http://atomicmike.com/?p=113#comment-14</guid>
		<description>You are oh so mean. Very sly, but still oh so mean.</description>
		<content:encoded><![CDATA[<p>You are oh so mean. Very sly, but still oh so mean.</p>
]]></content:encoded>
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		<title>Comment on Interrobang‽ by CP</title>
		<link>http://atomicmike.com/2007/12/interrobang%e2%80%bd/comment-page-1#comment-13</link>
		<dc:creator>CP</dc:creator>
		<pubDate>Wed, 27 Aug 2008 16:24:06 +0000</pubDate>
		<guid isPermaLink="false">http://atomicmike.com/2007/12/interrobang%e2%80%bd#comment-13</guid>
		<description>Thank you for this posting, through which I found that there is, indeed, a St. Louis-du-Ha! Ha! in Canada.

The recreational possibilities are endless.</description>
		<content:encoded><![CDATA[<p>Thank you for this posting, through which I found that there is, indeed, a St. Louis-du-Ha! Ha! in Canada.</p>
<p>The recreational possibilities are endless.</p>
]]></content:encoded>
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	<item>
		<title>Comment on Caffeinated dreams by Justin</title>
		<link>http://atomicmike.com/2008/05/caffeinated-dreams/comment-page-1#comment-8</link>
		<dc:creator>Justin</dc:creator>
		<pubDate>Tue, 03 Jun 2008 15:55:51 +0000</pubDate>
		<guid isPermaLink="false">http://atomicmike.com/2008/05/caffeinated-dreams#comment-8</guid>
		<description>I love that you got in a fight with her. I don&#039;t know what she did, but I&#039;m sure she deserved it.</description>
		<content:encoded><![CDATA[<p>I love that you got in a fight with her. I don&#8217;t know what she did, but I&#8217;m sure she deserved it.</p>
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